Bridge Street and nearby Carpenter, Church, Water and Spring Garden streets contain many older homes tied to Milford's river and industrial history.
Milford Borough · Delaware River
Milford Real Estate
A practical guide to housing, historic character, taxes, schools, flood considerations and municipal identity in the compact river borough.
Housing pattern
Milford combines a traditional village core with detached homes on quieter side streets and later residential development on higher ground. The borough's small size means riverfront, downtown and residential areas sit close together.
Much of the borough is detached residential housing, with lot size and topography changing as streets rise away from the Delaware.
Homes near the center can be within walking distance of shops, restaurants, the library, school and the Delaware River bridge.
Historic district considerations
Milford Historic District was listed on the National Register of Historic Places in April 2025. Buyers considering a property in or near the district should verify whether any local, state or federal review requirements apply to a specific project or source of funding.
Taxes, assessment & the 2026 revaluation
A Milford mailing address may point to Holland or Alexandria Township. Verify the tax municipality, block and lot before comparing assessments or tax bills.
Milford implemented a borough-wide revaluation for 2026. Buyers should use the latest borough tax assessment and current tax-rate information rather than relying on older listing history.
River & flood considerations
Properties near the Delaware River, Milford Creek and other mapped waterways may have flood-zone or flood-insurance considerations. Review current FEMA mapping, borough floodplain requirements, elevation information and property-specific disclosures before purchase.
Public school pathway
Preschool through grade 5.
Current sending arrangement for grades 6–8.
Grades 9–12.
Buyer & seller checklist
- Confirm Milford Borough municipal jurisdiction rather than relying on the 08848 mailing address.
- Review the current tax assessment following the 2026 revaluation.
- Check flood-zone and insurance implications for river- or creek-adjacent properties.
- Ask about historic-district status before planning major exterior changes.
- Verify school assignment directly with the districts for the enrollment year.
- For wells, septic systems or utilities on unusual parcels, review property-specific records rather than assuming borough-wide conditions.
Real-estate advertising
NJTGO offers advertising opportunities for real-estate professionals and properties serving Milford and Hunterdon County. Learn about advertising.